mktcap_usd=108358
ConsensRecom=3.79
earning_yield=5.87%
growth=2.65%
dilution=-0.24%
div_ratio=43.56%
sh_payout_ratio=47.59%
margin=39.05%
cfmargin=16.30%
ratiopaid=48.88%
sratiopaid=28.45%
ratioConsens=95.41%
Description
Commonwealth Bank of Australia is an Australia-based provider of financial services in Australia. The Company provides retail and commercial banking services predominantly in Australia and in New Zealand through its subsidiary, ASB. It serves approximately 15 million customers. It operates through two segments. The retail management segment has sub-segments covering housing loan, credit cards, personal loans and personal overdrafts. It also covers most non-retail lending where the aggregate credit exposure to a group of related borrowers is less than one million dollars. Auto-decisioning is used to approve credit applications for eligible borrowers in this segment. The risk-rating segment comprises non-retail exposures, including bank and sovereign exposures. Each exposure is assigned an internal Credit Risk-Rating (CRR) based on Probability of Default (PD) and Loss Given Default (LGD). Either a PD Rating Tool or expert judgment is used to determine the PD for customers in this segment
Income and Cashflow Statements AUD
| EndDate | 2017-06-30 | 2018-06-30 | 2019-06-30 | 2020-06-30 | 2021-06-30 | 2022-06-30 | 2022-12-31 | mean | std |
|---|---|---|---|---|---|---|---|---|---|
| sourceDate | 2019-08-06 | 2019-08-06 | 2020-02-11 | 2021-08-10 | 2021-08-10 | 2022-08-09 | 2023-02-15 | NaN | NaN |
| period | 12M | 12M | 12M | 12M | 12M | 12M | ttm | NaN | NaN |
| rev | 24733 | 25339 | 24409 | 24039 | 24495 | 25223 | 27054 | 25042 | 998 |
| revgrowth | NaN | 2.42% | -3.74% | -1.53% | 1.88% | 2.93% | 7.01% | 1.49% | 3.74% |
| earn | 9928 | 9329 | 8571 | 9592 | 10181 | 10771 | 10046 | 9774 | 699 |
| earnx | 9458 | 9057 | 8360 | 7388 | 8843 | 9673 | 10148 | 8990 | 914 |
| margin | 40.14% | 36.82% | 35.11% | 39.90% | 41.56% | 42.70% | 37.13% | 39.05% | 2.76% |
| xmargin | 38.24% | 35.74% | 34.25% | 30.73% | 36.10% | 38.35% | 37.51% | 35.85% | 2.69% |
| earningyld | 7.22% | 7.41% | 5.87% | 8.15% | 5.66% | 6.47% | 5.80% | 6.65% | 0.96% |
| cfop | -807 | 1109 | 18086 | 37307 | 41312 | 23240 | -19154 | 14442 | 21888 |
| cfinv | -677 | -1002 | 983 | 3749 | 871 | 2669 | 1520 | 1159 | 1697 |
| cffin | 10472 | -934 | -25739 | -30732 | 18311 | 5711 | -13561 | -5210 | 18616 |
| cfopmargin | -3.26% | 4.38% | 74.10% | 1.55 | 1.69 | 92.14% | -70.80% | 60.06% | 87.85% |
| cfinvmargin | -2.74% | -3.95% | 4.03% | 15.60% | 3.56% | 10.58% | 5.62% | 4.67% | 6.91% |
| cffinmargin | 42.34% | -3.69% | -1.05 | -1.28 | 74.75% | 22.64% | -50.13% | -21.05% | 76.14% |
| shares | 1693 | 1727 | 1770 | 1767 | 1803 | 1709 | 1688 | 1737 | 43.9 |
| fx | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 0 |
| price | 81.2 | 72.9 | 82.5 | 66.6 | 99.8 | 97.4 | 103 | 86.1 | 14.0 |
| dilution | NaN | 1.96% | 2.51% | -0.21% | 2.04% | -5.36% | -1.21% | -0.05% | 2.98% |
| dividend | 6084 | 5366 | 6853 | 7629 | 4132 | 6535 | 5974 | 6082 | 1120 |
| sharebb | NaN | -2586 | -3405 | 278 | -3025 | 9283 | 2051 | 433 | 4832 |
| ltdebtbb | NaN | -8733 | 8015 | 17810 | 37497 | -12556 | -2820 | 6536 | 18831 |
| mgtbb | NaN | -6887 | -14276 | -5015 | 56915 | 8973 | -8356 | 5226 | 26466 |
| divyld | 4.42% | 4.26% | 4.69% | 6.49% | 2.30% | 3.93% | 3.45% | 4.22% | 1.28% |
| sharebbyld | NaN | -1.96% | -2.51% | 0.21% | -2.04% | 5.36% | 1.21% | 0.05% | 2.98% |
| mgtyld | NaN | -5.47% | -9.77% | -4.26% | 31.63% | 5.39% | -4.82% | 2.12% | 15.29% |
Balance Sheet
| EndDate | 2017-06-30 | 2018-06-30 | 2019-06-30 | 2020-06-30 | 2021-06-30 | 2022-06-30 | 2022-12-31 | mean | std |
|---|---|---|---|---|---|---|---|---|---|
| sourceDate | 2019-08-06 | 2019-08-06 | 2020-02-11 | 2021-08-10 | 2021-08-10 | 2022-08-09 | 2023-02-15 | NaN | NaN |
| mktcap | 137529 | 125820 | 146134 | 117638 | 179939 | 166398 | 173231 | 149527 | 24172 |
| mktcapgrowth | NaN | -8.90% | 14.97% | -21.69% | 42.50% | -7.82% | 4.02% | 3.85% | 22.67% |
| totAsset | 976318 | 975165 | 976502 | 1015471 | 1091975 | 1215260 | 1232436 | 1069018 | 113613 |
| assetgrowth | NaN | -0.12% | 0.14% | 3.91% | 7.26% | 10.70% | 1.40% | 3.88% | 4.34% |
| curAsset | None | None | None | None | None | None | None | NaN | NaN |
| curAssetPct | NaN | NaN | NaN | NaN | NaN | NaN | NaN | NaN | NaN |
| totLiab | 913204 | 907859 | 906908 | 943538 | 1013292 | 1142427 | 1159898 | 998161 | 110968 |
| totLiabPct | 93.54% | 93.10% | 92.87% | 92.92% | 92.79% | 94.01% | 94.11% | 93.33% | 0.55% |
| curLiab | None | None | None | None | None | None | None | NaN | NaN |
| curLiabPct | NaN | NaN | NaN | NaN | NaN | NaN | NaN | NaN | NaN |
| ltDebt | 186952 | 195685 | 187670 | 169860 | 132363 | 144919 | 147739 | 166455 | 24875 |
| ltDebtPct | 19.15% | 20.07% | 19.22% | 16.73% | 12.12% | 11.92% | 11.99% | 15.89% | 3.76% |
| Equity | 63114 | 67306 | 69594 | 71933 | 78683 | 72833 | 72538 | 70857 | 4887 |
| EquityPct | 6.46% | 6.90% | 7.13% | 7.08% | 7.21% | 5.99% | 5.89% | 6.67% | 0.55% |
| PB | 2.18 | 1.87 | 2.10 | 1.64 | 2.29 | 2.28 | 2.39 | 2.11 | 26.68% |
Beta
len=137
mean=4.24%
sd=19.85%
alpha=-0.17%
beta=70.86%
r_sq=32.78%
lastdate=2023-03-21
firstdate=2012-12-01
logret1y=-9.61%
Financial Snapshot
CompanyName=Commonwealth Bank of Australia
ID=1
Name=Fully Paid Ord. Shrs
Ticker=CBA
ISIN=AU000000CBA7
RIC=CBA.AX
DisplayRIC=CBA.AX
InstrumentPI=270735
QuotePI=1086496
InstrumentPermID=8590942529
QuotePermID=55835572584
Exchange=Australian Stock Exchange Ltd
ExchangeCode=ASX
ExchangeCountry=AUS
CoStatus=Active
CoType=Equity Issue
LastModified=2023-03-07
LatestAvailableAnnual=2022-06-30
LatestAvailableInterim=2022-12-31
Employees=48860
SharesOut=1.687e+09
TotalFloat=1.680e+09
ReportingCurrency=AUD
MostRecentExchange=1.50286
Industry=Banks (NEC)
IndustryCode=5510101010
NPRICE=96.5
NHIG=111
NLOW=87.0
PDATE=2023-03-17
VOL10DAVG=3.49
EV=195142
MKTCAP=162848
AREV=24293
AEBITD=17844
ANIAC=9673
AEPSXCLXOR=5.41
AREVPS=13.8
ABVPS=42.8
ACSHPS=88.5
ACFSHR=5.93
ADIVSHR=3.85
AGROSMGN=-100000
AROEPCT=12.8
APR2REV=6.46
APEEXCLXOR=17.8
APRICE2BK=2.25
ConsRecom=3.79
TargetPrice=92.0
ProjLTGrowthRate=2.17
ProjPE=16.0
ProjSales=27469
ProjSalesQ=-100000
ProjEPS=6.04
ProjEPSQ=-100000
ProjProfit=14731
ProjDPS=4.41
quoteccy=AUD
quotefx=1.50
exchgccy=AUD
exchgfx=1.50
tick=None
exchg=None
Valuation
ticker=CBA
exchg=ASX
RIC=CBA.AX
CompanyName=Commonwealth Bank of Australia
ExchangeCode=ASX
Industry=Banks (NEC)
IndustryCode=5510101010
sector=55 Financials
region=apac
ccy=AUD
fx=1.50
mktcap_usd=108358
float_usd=107916
ConsensRecom=3.79
earning_yield=5.87%
growth=2.65%
dilution=-0.24%
margin=39.05%
searning_yield=5.49%
sgrowth=-2.92%
smargin=36.50%
sdilution=2.60%
projearning_yield=6.07%
earning_excl_yield=5.46%
div_ratio=43.56%
bb_ratio=4.03%
sh_payout_ratio=47.59%
PS=6.46
price=96.5
ratio=48.88%
sratio=28.45%
sratiopaid=28.45%
ratioConsens=95.41%
turnover=2.36%
cfmargin=16.30%
rdmargin=0
scfmargin=-47.58%
quoteccy=AUD
quotefx=1.50
ratiopaid=48.88%
dt=2023-03-17
assetgrowth=4.11%
dlnfx=-2.06%